Telemedicine within the Affordable Health Care Act: A Brief Introduction
Telemedicine is an essential element of the strong and technologically-driven Affordable Care Act (Obama health care) and offers avenues to cutting costs within the new structure of healthcare, as it gives options on ways to get health services.
The Affordable Care Act is the biggest overhaul of the health system for a long time and its implementation and enrollment will be handled via marketplace exchanges.
What’s the meaning in Telemedicine?
Telemedicine involves the use of telecommunications as well as information technologies to deliver medical care that is not a traditional face-to-face appointment. It can help overcome distance barriers and improves access to health services for patients suffering from:
• Simple or no insurance
• HDHP High Deductible (HDHP) Insurance
• Traditional Insurance
Tele-health Vs Telemedicine
“Tele-health” is a more traditional broad term that refers to services like health education, and is not just limited to medical services, whereas “telemedicine” is a narrow focus on the curative aspect between the patient and the healthcare professional. Examples of Tele-health include health professionals who discuss a issue over the phone, or performing robotic surgeries between hospitals in different parts of the globe.
Tele-Health encompasses more than telemedicine. It is also called e-health, emedicine, or Telemedicine. Health professionals use tools such as e-mails, e.V as well as e-prescribing for after-hours care such as e-reminders, health assessment as well as self-management tools for health coaching and more.
the State of the Market
The Affordable Care Act (Obama Care) Health Insurance Exchange (HIX) begins on Oct. 1st, 2013. and will be operational January 1st, 2014. These exchanges, also known as the Obama Care exchanges, are State, Federal or joint-run online marketplaces for health insurance.
Americans are able to use their state’s “Affordable” Insurance Exchange marketplace to obtain coverage from rival private health insurance providers.
Steps to Sign Up with the Health Care Plans
• Participants enter personal information into a web portal
• Find out if they qualify for subsidies according to income, state-determined criteria , or employer-based.
• Use a cost calculator to compare, shop and pick the most beneficial health insurance.
Many major health organizations offer programs such as TelaDoc for Aetna, KP-OnCall in Kaiser and others, all of which are trying to establish the foundations for the market which is anticipated to grow quickly. All patients have to find out about Telemedicine benefits under their health insurance or enroll in independent programs.
The way to use HTML0. Health Care Professionals Administer Telemedicine
Doctors are able to treat most daily medical issues by calling or via a scheduled video consultation. A study from the American Medical Association shows that four out of five visits to a primary care physician could have been dealt with by phone instead. After every consultation patients will be provided with an official report that can be sent to a primary care doctor.
Registered nurses handle triage and assist with health coaches. In the case of certain symptoms they offer advice for the most appropriate treatment and more than 32% of the time, they will provide self-care options to help patients do not have to visit doctors, ER or Urgent Care facility completely.
Commonly treated symptoms by Telemedicine
Respiratory Infections, Cold/Flu Symptoms Urinary Tract infections, sore Throats, Headaches/Migraines Sinusitis Allergies and insect bites certain rashes, strains and sprains. Stomach Aches/Diarrrhea Gastroenteritis, Minor Burns and other medical ailments
The law, which will take effect in 2014, requires the non-exempt Americans must have health insurance or pay the tax penalty. The Affordable Health Care Act provides a number of benefits, including preventing insurance companies from removing client’s insurance coverage should they become sick, or discriminating against people who has a pre-existing medical condition, and expanding the coverage of children under the parent’s insurance plans.
If you are an entrepreneur, and will likely be in charge of the health coverage of their employees, understanding how the telemedicine option can be a part of their health insurance plans means they will be able to take advantage of the possibilities as well as savings and benefits.