Insurance strategy
22 *40
28
6
240k
goals
get high credit score 740+ or 760+
Get Policy built for 20% down or 60% down of house
120k morgage HELOC on 150k 80% value house
factors to consider
Finance home
laddering to finance retirement
education finance - consulting for rental properties
rental properties lifestyle free/ finance lifestyle
rental properties or business cashflow to fund laddering or income
retirement secure
Get Loan from bank then turn around and put it in policy
built up policy through another HELOC
Buy another property and cashflow to HELOC
Ladder Policies
notes
goal/ pillars
things that grow policy
-OPM
-cashflow
-income
things that grow outside policy
-income
investments + DCR
-property
-business
-paper
time to money
energy to get money
dcr leverage to over leverage
collateralized debt
house
car/ uber/ getaround
gifts
clothes
food
entertainment
unexpected car expenses
unexpected medical expenses
rental assets
build the policy
4% HELOC and 6% Policy
property to cashflow > HELOC to policy based on return
Laddering > HELOC to policy based on energy and work
Cashflow hacking: Build up bank to finance lifestyle…# of payments till loan paid determines how many properties needed
life style machine (rent)
Cashflow 2.0: maintain a system for laddering which needs cashflow
have properties for leveraging to buy bigger deals or businesses
premium > loan
premium
-OPM
-income
-cashflow
cashvalue determines financing to buy or retire
1 triplex
3 houses
2 duplex and house
3 tenants in 1 house
3000k
lifestyle
transportation
giving
living
1 triplex
3 houses
2 duplex and house
3 tenants in 1 house
3000k
retirement guaranteed