Sign up for free to use this document yourself.
  • Insurance strategy

  • 22 *40
    28

    6

    240k

  • goals

  • get high credit score 740+ or 760+

  • Get Policy built for 20% down or 60% down of house

  • 120k morgage HELOC on 150k 80% value house

  • factors to consider

  • Finance home

  • laddering to finance retirement

  • education finance - consulting for rental properties

  • rental properties lifestyle free/ finance lifestyle

  • rental properties or business cashflow to fund laddering or income

  • retirement secure

  • Get Loan from bank then turn around and put it in policy

  • built up policy through another HELOC

  • Buy another property and cashflow to HELOC

  • Ladder Policies

  • notes

  • goal/ pillars

  • things that grow policy
    -OPM
    -cashflow
    -income

  • things that grow outside policy
    -income
    investments + DCR
    -property
    -business
    -paper

  • time to money
    energy to get money
    dcr leverage to over leverage
    collateralized debt

  • house

  • car/ uber/ getaround

  • gifts

  • clothes

  • food

  • entertainment

  • unexpected car expenses

  • unexpected medical expenses

  • rental assets

  • build the policy

  • 4% HELOC and 6% Policy

  • property to cashflow > HELOC to policy based on return

  • Laddering > HELOC to policy based on energy and work

  • Cashflow hacking: Build up bank to finance lifestyle‚Ķ# of payments till loan paid determines how many properties needed

  • life style machine (rent)

  • Cashflow 2.0: maintain a system for laddering which needs cashflow

  • have properties for leveraging to buy bigger deals or businesses

  • premium > loan

    premium
    -OPM
    -income
    -cashflow

    cashvalue determines financing to buy or retire

  • 1 triplex
    3 houses
    2 duplex and house
    3 tenants in 1 house
    3000k

  • lifestyle

  • transportation

  • giving

  • living

  • 1 triplex
    3 houses
    2 duplex and house
    3 tenants in 1 house
    3000k

  • retirement guaranteed

{"cards":[{"_id":"5c45309144141078f3f00c46","treeId":"654c1ac2d2a70ef684000169","seq":16504400,"position":1,"parentId":null,"content":"Insurance strategy"},{"_id":"653724dad7706ade1e0000cd","treeId":"654c1ac2d2a70ef684000169","seq":16517269,"position":0.25,"parentId":"5c45309144141078f3f00c46","content":"22 *40\n28\n\n6\n\n240k"},{"_id":"6541bd8655095658b60000bc","treeId":"654c1ac2d2a70ef684000169","seq":16508362,"position":0.5,"parentId":"5c45309144141078f3f00c46","content":"goals"},{"_id":"6541ac3a55095658b60000cc","treeId":"654c1ac2d2a70ef684000169","seq":16508516,"position":0.25,"parentId":"6541bd8655095658b60000bc","content":"Finance home"},{"_id":"6541aae455095658b60000cd","treeId":"654c1ac2d2a70ef684000169","seq":16516607,"position":0.375,"parentId":"6541bd8655095658b60000bc","content":"laddering to finance retirement"},{"_id":"6541adc355095658b60000ca","treeId":"654c1ac2d2a70ef684000169","seq":16508517,"position":0.5,"parentId":"6541bd8655095658b60000bc","content":"education finance - consulting for rental properties"},{"_id":"6541bd6c55095658b60000bd","treeId":"654c1ac2d2a70ef684000169","seq":16508518,"position":1,"parentId":"6541bd8655095658b60000bc","content":"rental properties lifestyle free/ finance lifestyle"},{"_id":"6541b8e755095658b60000c0","treeId":"654c1ac2d2a70ef684000169","seq":16508429,"position":1,"parentId":"6541bd6c55095658b60000bd","content":"house"},{"_id":"6541b8cf55095658b60000c1","treeId":"654c1ac2d2a70ef684000169","seq":16508431,"position":2,"parentId":"6541bd6c55095658b60000bd","content":"car/ uber/ getaround"},{"_id":"6541b84355095658b60000c2","treeId":"654c1ac2d2a70ef684000169","seq":16508434,"position":3,"parentId":"6541bd6c55095658b60000bd","content":"gifts"},{"_id":"6541b80855095658b60000c3","treeId":"654c1ac2d2a70ef684000169","seq":16508441,"position":4,"parentId":"6541bd6c55095658b60000bd","content":"clothes"},{"_id":"6541b77b55095658b60000c4","treeId":"654c1ac2d2a70ef684000169","seq":16508442,"position":5,"parentId":"6541bd6c55095658b60000bd","content":"food"},{"_id":"6541b76455095658b60000c5","treeId":"654c1ac2d2a70ef684000169","seq":16508443,"position":6,"parentId":"6541bd6c55095658b60000bd","content":"entertainment"},{"_id":"6541b70955095658b60000c6","treeId":"654c1ac2d2a70ef684000169","seq":16508444,"position":7,"parentId":"6541bd6c55095658b60000bd","content":"unexpected car expenses"},{"_id":"6541b6c655095658b60000c7","treeId":"654c1ac2d2a70ef684000169","seq":16508446,"position":8,"parentId":"6541bd6c55095658b60000bd","content":"unexpected medical expenses"},{"_id":"6541b44855095658b60000c8","treeId":"654c1ac2d2a70ef684000169","seq":16508463,"position":9,"parentId":"6541bd6c55095658b60000bd","content":"rental assets"},{"_id":"6541a46f55095658b60000ce","treeId":"654c1ac2d2a70ef684000169","seq":16508519,"position":1.25,"parentId":"6541bd8655095658b60000bc","content":"rental properties or business cashflow to fund laddering or income"},{"_id":"6541bd1455095658b60000be","treeId":"654c1ac2d2a70ef684000169","seq":16508520,"position":2,"parentId":"6541bd8655095658b60000bc","content":"retirement secure"},{"_id":"6541b3ef55095658b60000c9","treeId":"654c1ac2d2a70ef684000169","seq":16508464,"position":1,"parentId":"6541bd1455095658b60000be","content":"build the policy"},{"_id":"654c1a4ed2a70ef68400016f","treeId":"654c1ac2d2a70ef684000169","seq":16497435,"position":1,"parentId":"5c45309144141078f3f00c46","content":"get high credit score 740+ or 760+"},{"_id":"654c1990d2a70ef684000170","treeId":"654c1ac2d2a70ef684000169","seq":16497896,"position":2,"parentId":"5c45309144141078f3f00c46","content":"Get Policy built for 20% down or 60% down of house"},{"_id":"6543fa22ec1819205a0000b5","treeId":"654c1ac2d2a70ef684000169","seq":16508183,"position":2.5,"parentId":"5c45309144141078f3f00c46","content":"120k morgage HELOC on 150k 80% value house "},{"_id":"654c17e4d2a70ef684000171","treeId":"654c1ac2d2a70ef684000169","seq":16504402,"position":1,"parentId":"6543fa22ec1819205a0000b5","content":"Get Loan from bank then turn around and put it in policy"},{"_id":"654c1006d2a70ef684000174","treeId":"654c1ac2d2a70ef684000169","seq":16504430,"position":3,"parentId":"6543fa22ec1819205a0000b5","content":"built up policy through another HELOC"},{"_id":"6543f656ec1819205a0000b8","treeId":"654c1ac2d2a70ef684000169","seq":16504446,"position":1,"parentId":"654c1006d2a70ef684000174","content":"4% HELOC and 6% Policy"},{"_id":"6543f6f2ec1819205a0000b6","treeId":"654c1ac2d2a70ef684000169","seq":16505616,"position":4,"parentId":"6543fa22ec1819205a0000b5","content":"Buy another property and cashflow to HELOC"},{"_id":"6543f6afec1819205a0000b7","treeId":"654c1ac2d2a70ef684000169","seq":16504438,"position":5,"parentId":"6543fa22ec1819205a0000b5","content":"Ladder Policies"},{"_id":"6543bc7bec1819205a0000b9","treeId":"654c1ac2d2a70ef684000169","seq":16505620,"position":6,"parentId":"6543fa22ec1819205a0000b5","content":"notes"},{"_id":"6543bb46ec1819205a0000bb","treeId":"654c1ac2d2a70ef684000169","seq":16507613,"position":0.5,"parentId":"6543bc7bec1819205a0000b9","content":"property to cashflow > HELOC to policy based on return "},{"_id":"6543b226ec1819205a0000bc","treeId":"654c1ac2d2a70ef684000169","seq":16505753,"position":1,"parentId":"6543bb46ec1819205a0000bb","content":"1 triplex\n3 houses\n2 duplex and house\n3 tenants in 1 house\n3000k "},{"_id":"6543bc62ec1819205a0000ba","treeId":"654c1ac2d2a70ef684000169","seq":16505636,"position":1,"parentId":"6543bc7bec1819205a0000b9","content":"Laddering > HELOC to policy based on energy and work"},{"_id":"6542ef3f72e3a4d07b0000ae","treeId":"654c1ac2d2a70ef684000169","seq":16507903,"position":7,"parentId":"6543fa22ec1819205a0000b5","content":"goal/ pillars"},{"_id":"6542c04072e3a4d07b0000b1","treeId":"654c1ac2d2a70ef684000169","seq":16507890,"position":1,"parentId":"6542ef3f72e3a4d07b0000ae","content":"Cashflow hacking: Build up bank to finance lifestyle...# of payments till loan paid determines how many properties needed"},{"_id":"6542be4972e3a4d07b0000b5","treeId":"654c1ac2d2a70ef684000169","seq":16507896,"position":1,"parentId":"6542c04072e3a4d07b0000b1","content":"lifestyle"},{"_id":"6542be2472e3a4d07b0000b6","treeId":"654c1ac2d2a70ef684000169","seq":16507898,"position":2,"parentId":"6542c04072e3a4d07b0000b1","content":"transportation"},{"_id":"6542bdf672e3a4d07b0000b7","treeId":"654c1ac2d2a70ef684000169","seq":16507899,"position":3,"parentId":"6542c04072e3a4d07b0000b1","content":"giving"},{"_id":"6542bdd572e3a4d07b0000b8","treeId":"654c1ac2d2a70ef684000169","seq":16507900,"position":4,"parentId":"6542c04072e3a4d07b0000b1","content":"living"},{"_id":"6542c00272e3a4d07b0000b2","treeId":"654c1ac2d2a70ef684000169","seq":16507893,"position":2,"parentId":"6542ef3f72e3a4d07b0000ae","content":"life style machine (rent)\n"},{"_id":"5c46207544141078f3f0f363","treeId":"654c1ac2d2a70ef684000169","seq":16507905,"position":1,"parentId":"6542c00272e3a4d07b0000b2","content":"1 triplex\n3 houses\n2 duplex and house\n3 tenants in 1 house\n3000k "},{"_id":"6542bfda72e3a4d07b0000b3","treeId":"654c1ac2d2a70ef684000169","seq":16507894,"position":3,"parentId":"6542ef3f72e3a4d07b0000ae","content":"Cashflow 2.0: maintain a system for laddering which needs cashflow\n"},{"_id":"6542b76872e3a4d07b0000d9","treeId":"654c1ac2d2a70ef684000169","seq":16507912,"position":1,"parentId":"6542bfda72e3a4d07b0000b3","content":"retirement guaranteed"},{"_id":"6542bfb772e3a4d07b0000b4","treeId":"654c1ac2d2a70ef684000169","seq":16507895,"position":4,"parentId":"6542ef3f72e3a4d07b0000ae","content":"have properties for leveraging to buy bigger deals or businesses"},{"_id":"6542afe972e3a4d07b0000da","treeId":"654c1ac2d2a70ef684000169","seq":16508185,"position":5,"parentId":"6542ef3f72e3a4d07b0000ae","content":"premium > loan\n\npremium\n-OPM\n-income\n-cashflow\n\ncashvalue determines financing to buy or retire"},{"_id":"6542cb4772e3a4d07b0000af","treeId":"654c1ac2d2a70ef684000169","seq":16507868,"position":8,"parentId":"6543fa22ec1819205a0000b5","content":"things that grow policy\n-OPM\n-cashflow\n-income"},{"_id":"6542caea72e3a4d07b0000b0","treeId":"654c1ac2d2a70ef684000169","seq":16508187,"position":9,"parentId":"6543fa22ec1819205a0000b5","content":"things that grow outside policy\n-income\ninvestments + DCR\n-property\n-business\n-paper"},{"_id":"6543ad53ec1819205a0000bd","treeId":"654c1ac2d2a70ef684000169","seq":16505810,"position":4,"parentId":"5c45309144141078f3f00c46","content":"factors to consider"},{"_id":"6543ad21ec1819205a0000be","treeId":"654c1ac2d2a70ef684000169","seq":16505877,"position":1,"parentId":"6543ad53ec1819205a0000bd","content":"time to money\nenergy to get money\ndcr leverage to over leverage\ncollateralized debt"}],"tree":{"_id":"654c1ac2d2a70ef684000169","name":"Insurance strategy","publicUrl":"insurance-strategy"}}