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Understanding Credit Scores

Mainly there are 3 credit bureaus i.e., Equifax, Experian, and TransUnion. Based on their own proprietary model, the credit scores are calculated. The three bureaus collaborate to create Vantage Score for more score consistency. They generally consider the below factors for considering the score:

  • Payment history
  • Types of credit you have
  • Your credit limits and how much of limits you are using
  • Debt you have

There are lots of tips on how to fix your credit score, but there is very less chance that you can see the effect. In that case, a reputed credit repair firm provides you with the best way to fix credit. Key Credit Repair is one of the leading credit repair companies that provide expert consultation to improve your credit score.